Practical AML/CTF uplift, KYC/ECDD design, Tranche‑2 readiness, and financial crime advisory grounded in AUSTRAC requirements and global banking experience.

Australia’s AML/CTF Tranche 2 reforms will introduce significant regulatory obligations for real estate agents, lawyers, accountants, and other DNFBPs. Aum oz consultancts provides specialist advisory to help organisations understand, prepare for, and operationalise these requirements. With over two decades of experience leading fraud, AML, and financial crime programs across global banks, we translate complex regulatory expectations into practical, risk‑based controls that work in real environments.

Our services include AML/CTF Program uplift, ML/TF risk assessments, governance frameworks, transaction monitoring design, and staff training. A core component is Know Your Customer (KYC). Using AUSTRAC’s guidance, we help organisations implement compliant customer identification procedures. As the AUSTRAC fact sheet states, entities must “collect and verify the customer’s full name, residential address and date of birth” before providing designated services. We design workflows, document verification processes, electronic verification controls, and PEP screening aligned to these requirements.

For higher‑risk customers, we help implement Enhanced Customer Due Diligence (ECDD), including additional verification, source‑of‑funds checks, and ongoing monitoring. We also support organisations in identifying high‑risk indicators, managing suspicious matter reporting (SMR), and preparing for regulatory reviews.

Whether you are a small practice or a large professional services firm, our advisory ensures you are Tranche‑2 ready, compliant, and equipped with a defensible AML/CTF framework that protects your business and your clients.