APAC . EMEA . AUSTRALIA
Trusted FinCrime, Governance, Audit Experts
Practitioner-led advisory in AML/CTF, fraud risk, internal audit, Al governance and board development - bringing global bank-grade expertise directly to your organisation.
Services
What We Do
AML/CTF & Tranche 2
AUSTRAC Enrolment Update
We help you assess your obligations, complete your Business Profile Form, and enrol correctly and on time.
AML/CTF Program Design
Our founder has designed and implemented AML/CTF programs at enterprise scale — we can build yours efficiently and correctly.
Monitoring & Reporting Obligations
New AML/CTF obligations are coming for your industry. We ensure your program is compliant, credible and regulator-ready before the deadline.
Fraud Risk Management
Enterprise fraud frameworks
Designing and embedding fraud risk policies, controls and governance frameworks tailored to your business operations.
Fraud analytics and rules
Building data-driven detection rules and analytics to identify suspicious transactions and emerging fraud patterns early.
Fraud investigations and training
Conducting fraud investigations and delivering staff training to strengthen your organisation's fraud prevention culture.
Internal Audit Quality
Independent Audit Reviews
Independent reviews of your internal audit function to assess effectiveness against professional standards.
Quality Assurance Programs
Developing and implementing a Quality Assurance and Improvement Program (QAIP) for continuous audit improvement.
Audit Tools & Analytics
Enhancing audit tools, data analytics capability and documentation quality across your audit function.
Industries
- Banking & Lending
- Credit Unions
- Wealth & Asset Management
- Insurance
- Financial Technology (Fintech)
- AML Tranche 2 (real estate agents, lawyers, accountants, and other DNFBPs)
Elevating financial crime integrity, one business at a time
Why us
Practitioner-led expertise with global bank-grade credentials
At Aum Oz Finance Consultants, every engagement is led personally by our founder — not passed to junior consultants. Arunava held Group Head roles at MNC and Regional Banks— designing enterprise fraud frameworks, leading complex investigations and briefing Board Audit Committees across global institutions. That experience comes directly to your business.
Years in financial crime & audit
10+
Global banking experience
| Professional certifications & credentials |
Have you self-rated your fraud maturity?
AD HOC
Undocumented, reactive, chaotic. Success depends on individuals.
REPEATABLE
Defined processes. Senior management engaged. Documented.
LEADERSHIP
Continuous improvement culture. Predictive analytics. Best practice.
INITIAL
Aware of the need but inconsistant. Siloed approach.
MANAGED
Integrated controls. Analytics In use. Board receives regular reports.
Get started
Schedule your personalized consultation today
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